Top 5 overpayment scams to avoid

Here is a 165-word summary of the news article: The article outlines five common overpayment scams that individuals should be wary of. These scams involve the use of fake checks and third-party payment requests to defraud victims across different situations. The first scam occurs when a buyer sends an inflated payment for an item, then requests a refund for the excess amount. The second involves a "buyer" who overpays for an item and asks the seller to wire the difference back. The third targets freelancers who receive an overpayment and are then asked to wire the surplus back. The fourth scam occurs when a "client" sends an inflated payment for services and asks the provider to refund the difference. Finally, the fifth scam involves a phony rental property owner who accepts an inflated security deposit and requests the renter wire back the difference. In all these cases, the fake checks bounce, leaving victims liable for the money they transferred. The article advises readers to be cautious of such scams and verify the legitimacy of any payments received.