Give T-Mobile 15 Minutes to Switch and They'll Give You Up to $800 to Pay Off Your Phone

This article features deals sourced directly by Gizmodo and produced independently of the editorial team. We may earn a commission when you buy through links on the site. Locked in does not always mean locked in. If you’ve been putting off switching cellular carriers because you’re still paying off your phone, T-Mobile just removed that excuse. Switch to T-Mobile from AT&T, Verizon, or another eligible postpaid carrier, and T-Mobile will pay off your remaining device balance — up to $800 per line for up to 4 lines — via virtual prepaid Mastercard. The entire checkout process takes 15 minutes or less per line online or through the T-Life app. The barrier most people cite for staying on a carrier they’re unhappy with isn’t the plan, it’s the phone. If you’re 18 months into a 36-month installment plan, walking away means absorbing hundreds of dollars in remaining payments before you can make a clean break. The Keep & Switch offer eliminates that calculation. Bring your phone, port your number, and T-Mobile covers up tp $800 of the payoff on your current device balance so you’re not stuck waiting out a contract that’s keeping you somewhere you’d rather leave. The process is simple. Swi