Get 50 percent off your first year subscription to one of our favorite budgeting apps

Monarch Money, one of the favorite budgeting apps, is offering a 50% discount on the annual subscription for new users. The code "MONARCHVIP" can be used at checkout to get 12 months of access for $50, instead of the regular $100. However, the discount is only available for new users and cannot be combined with other offers. It also cannot be redeemed through the Monarch mobile app, and users must sign up through the web. The article acknowledges that Monarch has a steeper learning curve than some other budget trackers and that certain aspects of the app are slightly more complex. However, it also highlights the app's customization and granularity features, which outweigh these drawbacks. Monarch can connect to users' bank accounts, track Apple Card, Apple Cash, and Savings accounts, and detect recurring expenses and income. Although setting up the app may require some effort, it can help users better manage their income, expenditure, and net worth.